In Singapore, the Community Health Assist Scheme (CHAS) plays a crucial role in making healthcare more affordable for Singaporeans. It provides subsidies for medical and dental care at participating clinics and hospitals across the island.
This article explores the usage of CHAS cards at hospitals, the chronic conditions and illnesses covered by CHAS subsidies, and how individuals can benefit from this healthcare initiative.
What is CHAS?
The Community Health Assist Scheme (CHAS) is a government initiative that provides subsidies for medical and dental services at participating clinics. It aims to make basic healthcare more affordable for Singaporeans, especially those from lower- to middle-income households.
Types of CHAS Subsidies
1. CHAS Green
CHAS Green is the most basic tier of the scheme, providing subsidies to lower- to middle-income Singaporeans. It aims to ensure that essential healthcare services are affordable and accessible to a broader segment of the population. Eligibility for CHAS Green is determined based on household income and per capita household income, making it accessible to a wide range of Singaporeans who might otherwise struggle with healthcare costs.
2. CHAS Orange
CHAS Orange offers higher subsidies compared to CHAS Green, targeting individuals with higher medical needs. This tier recognizes that some patients may require more frequent or intensive medical attention. The criteria for eligibility are similar to CHAS Green but with higher income thresholds, ensuring that those with slightly higher incomes but significant medical needs are not left out.
3. CHAS Blue
CHAS Blue is the most comprehensive tier, providing enhanced subsidies for elderly Singaporeans and those with more complex healthcare needs. This tier is crucial for ensuring that older adults and those with significant health issues receive adequate care. Eligibility for CHAS Blue is primarily based on income criteria, with a focus on supporting those who have more extensive healthcare needs.
4. Merdeka Generation
The Merdeka Generation package is a special healthcare initiative for Singaporeans born in the 1950s. This package is designed to honour and support the generation that played a pivotal role in Singapore’s development. Eligibility is based on birth years, specifically targeting those born between 1950 and 1959.
5. Pioneer Generation
Similar to the Merdeka Generation package, the Pioneer Generation package is designed for Singaporeans aged 65 and above who contributed to the nation’s early development. This package provides significant healthcare support in recognition of their contributions. Eligibility is based on age and the individual’s contribution to Singapore’s early development.
6. Public Assistance
The Public Assistance (PA) tier provides full subsidies for CHAS-covered treatments to individuals receiving ComCare Long-Term Assistance. This tier ensures that the most vulnerable populations have access to necessary healthcare services without financial burdens.
To enjoy these subsidies, PA cardholders must present both their PA card and National Registration Identity Card (NRIC) during their visit to CHAS-affiliated clinics. Clinics are encouraged to verify the patients’ CHAS/MG/PG/PA status during the registration process to ensure they receive the appropriate benefits.
Can I Use My CHAS Card at the Hospital?
Usage at Hospitals
CHAS cards can be used at participating hospitals for specific services covered under CHAS subsidies. However, it’s essential to note that CHAS subsidies at hospitals typically apply to outpatient visits and specific services rather than inpatient treatments or emergencies.
Chronic Conditions and Illnesses Covered by CHAS
CHAS provides significant support for chronic conditions, especially those under the Chronic Disease Management Programme (CDMP). These include:
- Diabetes: Both Type 1 and Type 2 diabetes are covered. Regular monitoring, medication, and consultations are subsidised to help manage blood sugar levels and prevent complications.
- Hypertension: High blood pressure management, including medication and regular check-ups, is supported to prevent cardiovascular diseases.
- Hyperlipidemia: Management of high cholesterol through medication, lifestyle counselling, and regular lipid profile tests is covered.
- Stroke: Rehabilitation, medication, and follow-up consultations for stroke patients are subsidised.
- Asthma: Inhalers, medication, and regular reviews are included to manage and control asthma symptoms.
- Chronic Obstructive Pulmonary Disease (COPD): Support for managing this respiratory condition includes medication and regular pulmonary function tests.
- Schizophrenia: Mental health conditions are covered, including medication, counselling, and regular psychiatric consultations.
How to Benefit from CHAS Subsidies
Eligibility Criteria
To qualify for CHAS subsidies, individuals must meet the following criteria:
- Singapore Citizen: Hold a Singaporean citizenship.
- Income Criteria: The household monthly income per person must be $1,200 or less, or the annual value of residence (AVR) of their home must be $21,000 or less.
Applying for CHAS
You can apply for CHAS online through the official CHAS website or at any CHAS participating clinic. Once approved, you will receive a CHAS card that you can present at participating clinics and hospitals to enjoy subsidised healthcare services.
Using Your CHAS Card
When visiting a participating hospital or clinic:
- Present Your CHAS Card: Inform the healthcare provider that you are a CHAS cardholder.
- Verify Eligibility: The clinic or hospital will verify your eligibility for CHAS subsidies based on your condition and the services required.
- Enjoy Subsidised Care: Once verified, you will receive subsidised rates for consultations, treatments, and prescribed medications.
Benefits of CHAS Subsidies
Financial Relief
CHAS subsidies reduce the out-of-pocket expenses for medical consultations and treatments, making healthcare more affordable for eligible individuals and families.
Access to Quality Care
By partnering with a network of approved clinics and hospitals, CHAS ensures that Singaporeans have access to quality healthcare services for managing chronic conditions.
Preventive Healthcare
Regular consultations and management of chronic conditions supported by CHAS subsidies promote preventive healthcare practices, leading to better health outcomes. The Community Health Assist Scheme (CHAS) in Singapore provides valuable subsidies for medical and dental care at participating clinics and hospitals.
While CHAS cards can be used at hospitals for outpatient services covered under the scheme, it’s essential to understand the limitations regarding inpatient care. Eligible individuals can benefit from CHAS subsidies for managing chronic conditions, enhancing access to essential healthcare services.
Unlock Affordable Healthcare with CHAS Subsidies – Visit Keystone Clinic & Surgery and Schedule Your Appointment Today!
The Community Health Assist Scheme (CHAS) in Singapore provides valuable subsidies for medical and dental care at participating clinics and hospitals. While CHAS cards can be used at hospitals for outpatient services covered under the scheme, it’s essential to understand the limitations regarding inpatient care.
Eligible individuals can benefit from CHAS subsidies for managing chronic conditions, enhancing access to essential healthcare services. For more information about CHAS subsidies and to find a participating clinic near you, visit Keystone Clinic & Surgery.
Our dedicated team is committed to providing comprehensive healthcare solutions that meet your needs. Understanding your eligibility and utilising CHAS subsidies can significantly impact your healthcare journey, ensuring affordability and accessibility to essential medical services.
Reference
Moh.gov.sg. Medisave. https://www.moh.gov.sg/healthcare-schemes-subsidies/medisave
Medishieldlife.moh.gov.sg. MediShieldLife. https://medishieldlife.moh.gov.sg/
Chas.sg. About CHAS. https://www.chas.sg/